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How long does it take to close a bank account?

April 23, 2021 by adminka
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Closing a bank account takes just a few minutes if you do this in person or by phone. If you close the account in person, the bank will give you the remaining funds in the account right away. If close the account over the phone, the bank will mail you a check for the remaining funds. Sending a letter to the bank requesting an account be closed could take up to a week for the bank to close the account. How long it actually takes will depend on how long the postal service takes to deliver the letter and how long the bank takes to process the request. The quickest ways to close a bank account is in person or over the phone.[1] https://www.savingadvice.com/articles/2015/10/05/1038328_how-long-does-it-take-to-close-a-bank-account.html.
According Forbes, you should prepare yourself before closing a bank account. For example, if you have any direct deposits or automatic payments set up, this is the time to move them over to the new account. Before you move money out of your account, let any outstanding transactions clear first. This could take up to a month to do.

According to reliable resources mentioned above it takes:

~ 0 days, 0 hours, 30 mins, 0 secs

* The above data is an average value.

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References[+]

References
↑1 https://www.savingadvice.com/articles/2015/10/05/1038328_how-long-does-it-take-to-close-a-bank-account.html
Categories Business & Finance Tags bank account, deposit, payment, transaction
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